Your Financial Advisor & Life Insurance Broker For What Matters.
Financial experts widely agree that mortgage life insurance isn't all it's cracked up to be.
Term life insurance with an optional disability and critical illness coverage is a wise choice.
Mortgage life insurance typically sold at the bank protects the lender, not you. Since the lender owns the policy they can cancel or change it at any time. If you change lenders, you can not transfer it.
There is no option for cash value, the premiums are not flexible, and you can not convert the policy to permanent life insurance.
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